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8 Legitimate Retirement Fears & How to Overcome Your Real Money Fear

  • May 19, 2023

You are not alone if you habitually fear running out of funds during your retirement years. As much as 66% of US citizens are concerned about their finances running dry as they near their retirement age. Monetary fears during your retirement are genuine. After all, everyone craves a financially secure future after working for decades! Around 50% of Americans fear unexpected health expenses during their retirement, while 21% are worried about early retirement. Meticulous retirement planning is what you need to address these challenges. In this article, we have discussed eight legitimate retirement fears and also recommended effective guidelines to mitigate them.

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How This Startup is Making Alternative Investments More Accessible

  • August 22, 2022

The term “alternative investment” is enough to give many investors heart palpitations. For many, the words are synonymous with excessive risk. They invoke thoughts of newer, oft-unproven investing options.

But the truth is, alternative investing doesn’t have to be risky. Nor does it need to be scary. As long as an individual uses these options as part of a well-balanced portfolio, alternative investments can be a great way to grow wealth.

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Get Better At Startup Budgeting With These Six Tips

  • June 16, 2022

The first step is getting an idea for a startup. Then comes the need for money to get that startup rolling. Do you have both now? Good, you’re ready to build a startup. But the thing is this. You can’t just magically create one. You need to put together startup budgeting if you’re going to get off the ground and stay afloat. Without it, money goes out the window, and you’re out of a business, trying to answer questions with the investor.

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Three Important Considerations When Fighting for Startup Funds

  • June 3, 2022

So you’ve got a fantastic idea for a startup. Good for you, you’re ready to tackle the business world and everything that it stands for. But hold on, a good idea can only get you so far. You’ll need proper funding in order for this dream to become a reality. And in case you didn’t notice, money doesn’t grow on trees these days. Between the COVID-19 epidemic that’s consumed the last couple of years and the rise of inflation, it’s much tougher to come by. That’s why it’s important to have a game plan when it comes to attracting key investors with startup funds.

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Time Is Money: Why You Need to Measure Hours and Outcomes

  • March 21, 2018

Most salespeople and managers tend to measure their performance and success based on a single metric: sales. And for the most part, this is a solid strategy; by focusing on the bottom-line results, you can eliminate secondary variables that may or may not influence your bottom line. For example, it might not matter that your top salesman is chronically late if he’s still finalizing the largest dollar amount of sales for your organization.

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New AI Assistant Cleo Makes Money Management Easy and Painless

  • March 1, 2018

It can be a pain to keep track of where your money is going, especially with the dozens of other tasks modern life requires – not to mention the lots of little purchases that add up when we’re not paying attention. And beyond that? Money management can get complicated, quick, and hiring someone to help you with it can be costly. Enter Cleo, the AI friend that looks after users’ money.
 
Cleo is an AI assistant who not only keeps an eye on your finances, but also puts you in control of it. Users get proactive, personalized information, flexible budgeting, and smart tracking across financial platforms. Cleo lives in Facebook Messenger like a friend, so users can ask about their money, any time, anywhere, and get an instant, tailored response.
 
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Born in early 2016 at Entrepreneur First, Europe’s leading accelerator for technical talent, Cleo’s goal is to build “the interface that simplifies finance for a generation.” It works by securely accessing users’ transaction data in read-only mode, using industry-leading financial security software. Cleo then scans users’ transaction history, categorizing and identifying trends in their spending, as well as also allowing them to view their balance, direct debits, and latest transactions, as well set budgets and watch their spending in specific categories.
 

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8 Relationship-Saving Tips For Raising Startup Capital

  • June 3, 2014

If you’re raising startup capital from family or friends, what is one tip you’d give a fellow entrepreneur to make sure the deal doesn’t affect the relationship? Underpromise and Over-Deliver. Set extremely clear expectations. Don’t tell friends or family that you are the next Google or Facebook…

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Should You Do A Crowdfunding Campaign?

  • March 25, 2014

Running a crowdfunding campaign is like living one year of a startup on steroids. You need to create a concise story for why folks should support you. Your team must execute a video (not an easy task). And most importantly, you have to hustle every day to get in front of new audiences; unfortunately…

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8 Things To Know Before Raising A Seed Round

  • March 25, 2014

Minutes before the first meeting of my startup’s seed round, a wise advisor pulled me aside. “This is going to be wild,” he warned, with a knowing smile. “Brace yourself.” Several months later, after raising $850,000 for my startup, ReelGenie, the ride has stopped (for now). I hopped off the fundraising…

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What Every Entrepreneur Needs To Know About Technical Debt

  • January 22, 2014

Debt can be tricky for startups. It’s inevitable and sometimes invisible, but ignoring it can run your business into the ground. Debt isn’t limited to money. Technical debt is a slippery concept that has many entrepreneurs running in circles. Simply put, technical debt is the cost, in dollar figures or…

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What It Really Means To Bootstrap Your Startup

  • November 14, 2013

My startup recently launched its third major product – CoSchedule, a social media editorial calendar for WordPress. It is our best release, though hopefully not our last. You see, we are a bootstrapped company with $0 in outside funding, and we are located in the middle of nowhere. Does that sound familiar…

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14 Things You Should Know About Finance Before Starting Up

  • November 14, 2013

Entrepreneurs tend to undervalue and underpay what we do at our company. Unfortunately, this creates a fundamental flaw in all of our financial models, thus clouding our ability to make smart decisions from our numbers. Even if you can’t afford to pay out cash yet, have your accountant track it to give…