InDinero And How It Works

You probably noticed people that have a lot of money let experts handle their money. This is a very important piece of information that eludes most people.



Managing your money or that of your business is time consuming and expensive. InDinero wants to simplify the way you plan and budget the money of your business so you can concentrate on your business.


No matter how much you love your small business there are some things you just don’t want to do. The inspiration of the founders of inDinero Jessica Mah and Andy Su was the frustration of dealing with their budget and financial records for their business. They knew there had to be a better way to help business owners see their money easily and in 2010 inDinero was created. When you sign up for inDinero you enter your financial account information and they will organize your transactions into the right categories. The information is updated and your budget will be displayed in a dashboard for easy access.


The Dashboard

The real time dashboard monitors your financial record with an easy to understand display with relevant information that is always up to date.  You can access this information 24/7 year round and in minutes you will know your balance, earning and how much you are spending. This service is designed for the small business owner in mind without complicated and intimidating accounting formulas and jargon, which is the worst part about doing what you love.


You have spent more hours than you care to count categorizing your spending habits and itemizing the expenses. With inDinero the instant categorization feature performs this task automatically placing each transaction in the right bucket. Each bucket represents payroll, marketing and other expenditures giving you the total as well as changes from month to month.



Whether you were in elementary, junior high, high school or college hearing the words “a report is due” caused universal anxiety. The report inDinero generates is made by connecting to more than 10,000 financial institutions in the US and getting the information for you. This means you won’t have to keep your receipts, bank records, credit card and other financial account information in shoeboxes or overstuffed drawer. It will generate a report in 60 seconds because all of your information is categorized.

Tracking Your Spending

If you don’t keep track of your expenses you don’t know where you money is going and when it is time to pay your bills you will end up overdrawing your account or extending your limit. InDinero sets up a budget that lets you know exactly what you are spending so you will know what you have at all times with a click of a button.  You can set up your account to monitor your most important categories so you can review your spending on specific accounts.



By now you are asking yourself how you can trust all of your financial information to inDinero right. The answer is inDinero is a read-only service which means they can not transfer money in and out of your account. Now that you have breathed a sigh of relief here is the security protocols they use:

  • 256-bit SSL encryption
  • Bank level security
  • ISO 177799-based procedures and policies
  • Outside audits on a regular basis
  • Data center is accessed with biometric scanning
  • 24/7 physical security

This security system is also audited by third parties such as nGenuity Security Auditing.


Small businesses are extremely competitive and any tool you can use to make you more efficient and focus on your business is worth exploring. If you are exploring a company that wants your financial information make sure you know who they are and the remedy they offer incase they are liable for a loss.

Photo and Video Credits

 InDinero /