For consumers who either are unable to get a credit card or who would rather avoid the hassles and risks of having a “conventional” credit card, AccountNow.net offers prepaid credit cards. Users can add money to their AccountNow card at any one of 135,000 locations including Visa ReadyLink spots, Green Dot Money Pak locations, Western Union, and MoneyGram. Customers of AccountNow.net can also have their paychecks directly deposited into their AccountNow prepaid card account. The website boasts “100% Approval” and no credit check or ChexSystems check.
Signup for AccountNow prepaid cards can be done online through a short application process. Signup takes about 1 minute, and AccountNow.net offers instant approvals. They do not have a minimum balance or any overdraft fees and customers no longer have to worry about check cashing fees or bounced checks when they have an AccountNow prepaid credit card. Many consumers are able to save more than $400 a year in fees simply by opening an AccountNow prepaid card account.
The AccountNow.net website offers detailed commonly asked questions and thorough answers to help website visitors decide if a prepaid credit card is right for their needs. AccountNow offers two different cards – the “Classic Card” and a “Gold Card.” Each card has slightly different benefits and fees.
For folks who expect to use their prepaid credit cards only occasionally, AccountNow.net recommends the “Classic Card” as the best value. It features no monthly fee, a one-time initial fee of just $4.95, a $2.50 ATM withdrawal fee and a $1 transaction fee. For regular users, AccountNow suggests the “Gold Card” which has a $9.95 monthly fee, (which is waived for customers who load at least $2,500 onto their card in any given month), and a $2.50 ATM withdrawal fee. The Gold Card does now have a transaction fee.
AccountNow.net offers a $25 direct deposit bonus as well as referral bonuses to customers who qualify. 
