The only thing you have to do is to fill in a form that consist of your zip code, email, your monthly income, pay period, how you want to receive your pay and other personal information. The application process does not require all the usual faxing and credit checks that most other sites do. Just visit the application page and fill in your basic information along with your banking information and then you’re done. You can receive up to $1500 in less than an hour and without direct deposit. At the “FAQ” Section, you will find more information on how to apply. The lender may be required to be licensed, bonded or registered in order to do business lawfully in your state. Remember that when you access to this service you agree to it terms and conditions so it is advisable to take a look to the “Terms of Service” section before you make your application.