Wonga.com - When You Need Cash Fast

Are you constantly hitting up your friends for money? Is your nickname moocher? Do you live in your parents’ basement and eat their food, because you haven’t got any savings? If you want to break free of your leeching lifestyle, but don’t know where to get the cash, try out Wonga, the internet loaning site. You can request between £200 and £1000, depending on your Wonga usage.

Interest is just 1% a month or 13.8% APR and there’s a one time transaction fee of 25 pounds. Wonga isn’t as lenient as your pals might be--you have 30 days to pay back your loan—but you won’t remain in debt for ages. Wonga also does credit checks. First timers can only request £200; of course if you don’t pay up, be prepared for the consequences. One last thing, Wonga’s still in private beta, so if you’re really cash strapped you’ll still have to wait a bit.

“Wonga is a totally new way of borrowing money. We’re here to help you through the peaks in life – some months you spend more, at the end of others, you have some cash left over. We’re here to make sure you’re not missing out while you’re waiting for pay day. Wonga is for when there’s too much month at the end of your money.”

Money is something everyone is in constant need of and Wonga knows this. No one wants to ask their friends or parents for loans, no matter how small, and going to a bank can be rather arduous, Wonga makes the perfect medium. You needn’t go into depths explaining what the cash is for, Wonga doesn’t ask questions, and you’ll get the loan the same day that you request it.

Why would people choose to use Wonga when they have generous pals and relatives? Wonga’s loans are small, perhaps not enough to attract users; the transaction fee and interest rate isn’t exactly a great deal. Plus there are tons of other alternatives—banks, credit cards, loan centers, grandmother—Wonga may not find much of a customer base.

Useful Does this website fill a need? Did you find it solved a problem of yours?	6 Votes
User Friendly Did you find navigating through this website simple, easy and intuitive? Did yoou find what you were looking for where you were looking for it?	5 Votes
Design Is it an attractive website? Do you like the layouts?	5 Votes
Speed How quiqck was your browser to load this website's pages?	5 Votes