Trupanion.com - Affordable Insurance for Fido

Although your insurance rates probably tend towards the exorbitantly premium side, how can you afford not take out insurance for your pet? Yes, there is such a thing as pet insurance and Trupanion is offering you the fairest and simplest deals. Their policies are only offered to pet parents with puppies and kittens no older than a year, as protection and prevention must start in the crib, so to speak. Young animals, just as young humans are inquisitive and tend to get into all sorts of trouble, they’re also more susceptible to viruses and disease; starting coverage early is the best way to keep your pet safe and also to make sure that all your claims are paid. Thus, Trupanion will never raise their rates because your kitty or doggy dearest is old or frequently sick. There are no deductibles or caps or payout limits. Your pet is insured for $20,000 throughout its lifetime. Quotes vary, but can be as low as $20 a month. Users do have to pay vet examination fees (the first $25), in lieu of the deductable that other companies charge. Trupanion covers 90% of claims.

“With eight successful years of providing pet insurance in Canada as Vetinsurance, the Trupanion team is now offering the same great service and care to pet parents in United States.
Our core beliefs are simplicity, affordability and most importantly - fairness. We've also made the bold decision to only start policies with puppies and kittens when they are eight weeks to one year old.
By starting policies with dogs and cats when they are young, we've dramatically reduced the likelihood of pre-existing conditions. Simply put, this translates into more paid claims for our pet parents than any other pet insurance company.”

Imagine if your lovely cat or dog gets cancer or diabetes. Treatment could cost you a fortune. Trupanion will cover your pet through its life time. You don’t have to deductibles and there are no caps. Trupanion cares about your pet.

How does Trupanion compare with other insurance companies? Why don’t they provide for preventive care? Are their rates affordable?