sMoney.eu is at its core, an online ledger, supped out with a bevy of futures to help you keep track of your finances. The site includes item categorization, descriptions for each item, a calendar, space for tabulating amounts, and there are graphs, quite a few in fact; once you've entered in enough data you can get pie charts of earnings and expenses, line charts of money progress, and bar charts for money in categories. Of course the toolbar includes a helpful little calculator, and you can import and export files to Excel among others. The site is available in multiple languages and currencies.