Scred.com - Community-Oriented Cost Balancing Tool

Scred is a very original site that allows you to manage your debts amongst friends and family members. Anyone can sign up to use this service which will help you to organize group expenses and maintain your street credit.

If you’ve ever gone away for the weekend with a few friends, then you know how difficult it can be to fairly divide the expenses. It can be very uncomfortable having to ask friends for money and it seems like one person always ends up paying for the majority of the expenses. Scred is also available as a mobile application meaning that you can figure out expenses right from your phone and even calculate for different currencies. As well, Scred allows you to loan others money without about them “forgetting” about the debt.

So say you are spending a weekend together at a cottage. Mike pays for the petrol to wherever you are going, and Lisa pays for the food. Other small expenses pop up along the way, as they tend to do. After the trip is over and you're finally safe from the mosquitos Scred will work out all the complex shared expenses between participants back and forth and will tell you exactly what each person owes, and who is expecting money. All you need to do is to lie back and relax.

There are so many situations where a service like this could be incredibly useful. Even going out to dinner with your friends would be easier, allowing you to factor in the taxi, the meal and the tip without any awkwardness. This is also a great way of keeping track of loans that you’ve given to your friends over the past as it will probably make your friend more likely to pay you back.

Scred will only work well if it becomes well-known. If only one person in the group knows about it they could be frowned upon for suggesting its use. Also the “street cred” concept only works if your whole group of friends are using the service.

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