iexpenseonline.com is a free web-tool for managing your personal finances. It allows for custom tracking of your spending and saving habits. This money management program works much like other competitors in the field, allowing you to enter data such as your income and expenses, create up a budget, set goals and targets, and to track your success with those goals. iexpenseonline includes some pre-set budgets that you can use as-is or tweak to your personal preferences. You can also generate charts and graphs based on the information you provide, which may be a helpful way to better understand your finances. Lastly, there is a forum where users can post money-management tips, and these are user rated to help spotlight the most useful tips.