ProsperityPersonal.com is a graphical and interactive tool to make real-time personal finance simulations, giving a powerful educational angle to it. The Wealth Manager simulates financial goals graphically and interactively. By dragging and dropping icons in the simulation area, visitors can perform various simulations depicting different scenarios customized to their personal situation. In the current extremely volatile markets due to the credit crisis and worsening real estate markets, many do not find the answers to their questions about personal finance. The current tools offered online do not offer enough flexibility to have an overview of long term planning together with real estate and future expenses. On top of that, inflation not only decreases the savings ratio of households, but it also affects significantly their future retirement costs. This kind of flexibility, for example, has been embedded in the site’s tool. The Wealth manager is ProsperityPersonal’s first tool looking at investments and future expenses from a broad perspective. The site also offers additional tools for insurance as well as a more detailed personal finance tool to consolidate portfolios of financial products.