Oefcu.org is the website of Operating Engineers Local Union # 3 Federal Credit Union, a member-owned, not-for-profit financial cooperative located in Livermore, California. The main goal of Oefcu is to serve its members and the community in which they live with the best professional expertise and integrity. As Oefcu is a Credit Union, it is an organization owned and operated by the members; therefore, the money saved in the institution goes to work as loans to help fellow members with their financing needs, a new car, a home, child tuition, and many more money challenging situations. As there are no outside stockholders, all profit returns to in dividends or retained in reserves as capital. At Oefcu, you get the same services that a regular bank offers, such as checking accounts, debit cards, Visa's, variety of consumer loan products, Home Equity and Real Estate loans, but with the plus that in this case you are an owner. Cool, isn’t it? If you want to learn more about Oefcu, visit Oefcu.org and get all the info you may need.