New South Federal Savings Bank operates loan production offices throughout the southeast, and one full-service deposit branch office in Birmingham, Alabama. It is the largest thrift headquartered in the state of Alabama. Its operations principally involve residential mortgage, automobile, residential construction, and manufactured housing lending. Lending activities are funded primarily with customer deposits in CDs, IRAs, and Money Market accounts. New South takes a wholesale approach to generating deposits, paying high interest rates while keeping deposit gathering overhead costs low. Depositors are attracted from all fifty states through listings in web-based rate charts and newspapers, direct-marketing activities, and through deposit brokers. You can browse the site by its many categories located at the homepage, including Deposit Products, Home Loans, Affordability, Wholesale, Insurance, Company Info, Automobile, and Customer Service. At the top of every page you will also find the main categories such as Deposits, Home Loans, Automobile, and Company Info.