LendingUniverse.com - Residential Loans Made Easy

The internet is plagued with personal finance lenders, and even more so by rather anonymous forms requesting users to fill in their data and promising to get preapproved for loans; what most of them have in common is a complete lack of extra information to make the loan seeker somewhat more comfortable with providing such personal information. LendingUniverse.com is not one of them: it belongs to a network of mortgage lenders, and by using a simple shooting game (and not providing personal information), users can learn whether they are eligible for a loan or not, so they get to have some fun in the process as well. Not so much of a high-precision shooter? Don’t worry: you can still find out by filling their secure online forms or browsing the directory of appraisers and lenders to get a refinance quote or new loan data. One of the many things that set this site apart from its competitors is the fact that it will allow users to create an account on the site and receive mail from prospective lenders right there, which is definitely great for people who have a family email account or a business one, or maybe share a computer and don’t want other people to learn about their finance decisions. Also great is that the site allows users to preview what search results look like and what kind of information they carry, so that they can research the terms and implications before receiving proposals, which in turn means that clients will be on a more secure and informed stance that they would using other more anonymous platforms. While you wait for an answer, make sure you take a look at the huge library of personal finance articles to learn some good strategies to help you negotiate your loan rates, get out of debt and even do the math of your finances using some of their useful calculators.