Recession is here, and there’s no doubting that, so before things start to get ugly, it could be a good idea to settle a personal finance plan to avoid complications or debt. The Financial Planning Association (FPA) is a group of professionals offering financial planning services, and by visiting the site, users can learn a bit about quick and effective ways to plan their personal finance, find a counselor in their area, or alternatively, if they are professionals themselves, can learn about joining the association, continuing education and career opportunities. The site is nicely designed and runs smoothly, plus the information is handy and well organized in a diagram charting the different stages of life, and what financial arrangements should be done at each step of the way. For instance, if you take a look at the marriage tag, you’ll find everything from signing a pre-nup agreement to paying for child support, planning a wedding and coordinating retirement and benefit plans with your partner. The site also features extensive materials and resources for professionals, including articles, journals, job boards and even a marketplace where to find providers for their practice, their clients’ needs and consultancy services.