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In their own words
“We encourage you to become a personal credit expert. Understanding credit, how to use it wisely, and making sure your credit reports are accurate, can not only help you save a lot of money -- they can also be your "first line of defense" against identity theft.”
Why it might be a killer
One of the most important things to know is that it is up to you to take charge of your credit. You, not the credit bureaus or your creditors, are in control of your personal credit. Indeed, the only person who knows if the information contained in your credit reports is accurate is you.
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