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CreditLearningCenter.com is one of the most trusted name and resource in the area of credit, consumer finance, and identity theft education. Their purpose is to help you be credit smart, save money, and protect your identity. Credit, for better or worse, is a reality of modern life. How credit is used is a matter of choice: Credit can be used wisely to help achieve the dreams of owning a home, a car, or financing a college education. Or, it can be used casually to ring up impulse purchases and credit card debts whose true cost cannot be calculated in dollars and cents. Commit yourself to understanding and monitoring your credit, so you get the most out of your credit and the most out of your life.
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“We encourage you to become a personal credit expert. Understanding credit, how to use it wisely, and making sure your credit reports are accurate, can not only help you save a lot of money -- they can also be your "first line of defense" against identity theft.”
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| Why it might be a killer | |||
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One of the most important things to know is that it is up to you to take charge of your credit. You, not the credit bureaus or your creditors, are in control of your personal credit. Indeed, the only person who knows if the information contained in your credit reports is accurate is you.
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